Introduction

An Abu Dhabi woman must repay Dh125,000. She borrowed the money but failed to prove repayment. The lender filed a complaint after repeated delays. The woman claimed she had returned the loan. She could not provide receipts or bank statements. The civil court reviewed all documents. The judge found no proof of repayment. The court ordered her to pay the full amount and legal fees.

Plaintiff Proves Loan Was Unpaid

The lender submitted bank transfers and messages. He showed the borrower promised repayment within a set period. He said she delayed payments and stopped responding. The court found his evidence credible and consistent. The woman failed to show any proof. The judge ruled that verbal claims cannot override documented transactions.

Borrower’s Defence Rejected

The woman said she repaid the loan in cash. She claimed she trusted the lender and did not keep receipts. The court rejected this argument. UAE law requires borrowers to provide proof when claiming repayment. The judge said she had multiple opportunities to produce evidence. She legally owes the full amount.

Experts Stress Written Proof

Legal experts say the case highlights UAE’s strict approach to loans. They advise using bank transfers or written agreements. Proper documentation protects both lenders and borrowers. Experts stress keeping records for all personal or business loans. The ruling shows that courts rely on clear evidence, not unverified statements.

UAE Financial Accountability 

The court’s decision underscores financial responsibility. Lenders receive protection against unpaid debts. Borrowers must maintain records and repay loans promptly. The case adds to UAE civil rulings that rely on documentation. The decision highlights fairness and accountability in financial matters.

Conclusion

The woman must repay Dh125,000. The court relied on documents over verbal claims. The case reminds residents to maintain clear financial records. Proper documentation ensures smooth resolution of loan disputes.