Dubai Insurance and Aster DM Healthcare have launched a new health insurance plan designed specifically for senior residents. Called Vibrance Senior, this first-of-its-kind scheme provides seniors with access to a wide range of healthcare services, including preventive care, chronic disease management, and advanced treatments.
Premium Costs and Plan Details
The annual premiums for this plan vary based on the beneficiary’s age:
- Ages 65-69: Dh16,693
- Ages 70-74: Dh22,146
- Ages 75-79: Dh27,591
These premiums are indicative and depend on the individual’s medical history. Two options are available:
- Plan 1: Dh3,000 annual pharmacy limit with 20% co-pay.
- Plan 2: Dh5,000 annual pharmacy limit.
Both plans share benefits such as:
- Annual limit of Dh150,000
- Free full health screening at home within 30 days of policy activation
- Emergency coverage
Comprehensive Care Features
The Vibrance Senior plan offers extensive coverage, including:
- Specialised care for chronic diseases and arthritis
- Management of chronic conditions
- Preventive screenings and advanced medical care
- Home-based consultations and follow-ups via TruDoc’s telehealth platform
Using advanced technology, the plan provides personalised, data-driven care that seniors can access and monitor remotely. Support is available round-the-clock through an app or phone.
Reducing Healthcare Costs
Healthcare for seniors can be costly due to frequent doctor visits and the need for specialised care. This plan aims to address that by offering teleconsultations to reduce unnecessary outpatient visits, encourage early diagnosis, and lower healthcare expenses. Structured programmes and preventive measures also help reduce hospital admissions and complications.
Leadership Insights
Abdellatif Abuqurah, CEO of Dubai Insurance, highlighted that the plan ensures seniors receive top-quality care. Alisha Moopen, Managing Director and Group CEO of Aster DM Healthcare, stated:
“From telehealth services to in-person consultations, this initiative ensures that the elderly population in Dubai receives the full spectrum of healthcare services that they need … Our goal is to enhance the quality of life for seniors in the UAE by offering them the most comprehensive and accessible healthcare solutions available.”
