For DirectRemit transactions made to India, Pakistan, the Philippines, and Egypt—four important remittance destinations—Emirates NBD has assured that there won’t be any additional fees. This promise is in response to worries about a Dh26.25 tax that will only apply to transfers made to nations outside of these key corridors and take effect on September 1, 2025. The goal of the clarification is to maintain free transactions for well-liked foreign locations.
Standard remittance fees of Dh26.25 (VAT included) will only be applied to non-core corridors, or nations outside the principal list, under the new arrangement. When using Emirates NBD’s DirectRemit service via ENBD X or online banking, transfers to India, Pakistan, the Philippines, Egypt, Sri Lanka, and the UK will remain fee-free.
Customers have also been reassured by Emirates NBD that the modification will not impact current exchange rate margins or transfer speeds. The modifications have been announced by the bank through official channels, and press releases and emails will be used to provide more clarification. Meanwhile, other UAE banks, such as FAB, RAK, Mashreq, and RAK, are also reviewing their remittance charges—some maintaining zero-fee corridors—providing customers with alternative options.
For expats who regularly send money home, this development helps clarify which transfers will remain free and where costs will apply. Those sending to non-core countries should factor in the Dh26.25 fee post-September, while those using the core corridors can continue remitting fee-free. Financial advisors recommend comparing rates—including exchange margins—and considering remittance platforms or banks that may offer cheaper options for non-core
