Health insurance claims in the UAE have reached an all-time high of Dh16.5 billion, reflecting a surge in medical expenses and increasing demand for healthcare services. The rising costs have been attributed to factors such as advanced medical treatments, inflation, and an increase in policyholders seeking specialized care.
Industry experts note that the growing number of claims is putting pressure on insurers, leading to adjustments in premium rates and coverage policies. The trend highlights the need for sustainable healthcare financing and improved cost management strategies.
The UAE’s expanding healthcare infrastructure and the rising prevalence of chronic diseases have also contributed to the surge in claims. As medical advancements offer better treatment options, they also come with higher expenses, influencing the overall insurance landscape.
With insurers adapting to these shifts, individuals and businesses may experience changes in policy terms and premium structures. Experts advise policyholders to review their coverage options and stay informed about evolving healthcare trends to make well-informed decisions.
